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Helping you give your pet the best possible care

Pay in 3 with Klarna

We understand that taking care of your pet when they are unwell or injured and also to cover the cost of their preventative healthcare, can at times put a strain on you financially. We have partnered with Klarna, to be able to offer financing solutions to help ensure your pet gets the treatment they need, with the following payment options*:

  1. Pay in three - Divide your payment into three equal interest-free payments over a period of 60 days.
  2. Pay later - allows you the finance upfront, with a payment due to Klarna within 30 days.

How it works:

  1. If financing is something you are considering when it comes to your pets healthcare with us, then the first step is to check with your local Vets4Pets practice, for it they offer any of the above financing solutions.
  2. Once agreeing on a finance solution, your local veterinary team with be able to explain how to start the application process.

Please note: Financing is only available at participating Vets4Pets and Companion Care surgeries, so please check with your local practice.

*Terms and conditions apply

For Pay in 3 click here

For Pay later click here 


You will be set up with a Klarna Account and emailed monthly statements. You are responsible for making the agreed repayments on time and in full. You can choose to make a manual payment each month or set up automated direct debit payments via your online Klarna account or the Klarna app. Go to klarna.com and log in to access your Klarna account or if you have any questions regarding your account, contact Klarna customer support at www.klarna.com/uk/customer-service or call local number 020 3005 0833 or freephone number: 0808 1893 333

If you miss a payment or don’t pay in full, Klarna will charge £12. If you miss more than two payments, you will lose your offer of 0% interest with Oliver Bonas and the remaining balance will incur interest at 18.9% APR (variable).


Klarna was founded in 2005 in Stockholm, Sweden with the aim of making it easier for people to shop online. Klarna is now one of Europe’s largest banks and is providing payment solutions for 60 million consumers across 100,000 merchants in 14 countries.





You will need to provide your name, billing address, email address and phone number, as well as some basic employment and bank details. Please ensure that the information that you are providing is accurate and that each field in the checkout [practice?] contains the right information (i.e. street address in the address field).

Please note that Klarna assesses all orders individually. The result of a previous credit application with Klarna, therefore, does not guarantee the same results during subsequent applications

In some cases, Klarna may offer financing contingent on the applicant paying a portion of the balance up front. You will be prompted to make a deposit during the application flow, if this is the case.




Our 0% offer means that you won’t have to pay more.The monthly instalments will be collected automatically from your bank account via Direct Debit. Please ensure you have enough funds in your account to cover the repayment on your due date.

Your monthly payment must reach Klarna by the payment due date. If you fail to make the minimum monthly payment, Klarna may charge a late payment fee of £12.

Klarna will also report information to credit reference agencies about the payments you make, and about any payments that you fail to make on time. Failure to make payments on time could have a negative impact on your credit file and applying for future payments.

If you are having trouble making repayments, please get in touch with customer service via the support section of the Klarna app or via Klarna’s customer support page.